Flexible Home Improvement Financing with Improvifi

Improvifi offers straightforward and flexible financing options to help homeowners afford their home improvement projects. With multiple loan types and programs designed for different budgets and credit profiles, you can get the funding you need with confidence.

Available Loan Options:

• Unsecured Loans
• Secured Loans
• Personal Loans

Improvifi provides both Prime & Sub-Prime Lending.

Key Financing Details:

• Approvals down to 550 FICO
• Loan amounts from $1,000 – $100,000
• Soft Credit Pull with Instant Approval
• Loan terms up to 20 years
• Rates from 8.49% – 17.99%
• Promotional Same-As-Cash options
• Closed loop funding
• No pre-payment penalties

Improvifi Secured Loan – No Dealer Fees

• Approvals as low as 600 FICO
• Approval in 5 minutes with soft credit pull pre-approval
• Funding in 5–7 days
• No appraisal required — uses Digital AVM
• Loan amounts from $15,000 – $400,000
• Terms from 5 to 30 years
• Fixed or variable APRs starting at 6.50%
• No pre-payment penalty

Direct to Consumer Funding (Fini Funding) – No Dealer Fees

• Loan amounts from $1,000 – $50,000
• Terms from 2 – 7 years
• Approvals as low as 600 FICO
• One application — access to multiple lenders
• No pre-payment penalties
• Rates starting at 4.99% (Super-Prime)

Improvifi makes the financing process simple, fast, and transparent so you can move forward with your project without delay.

Ready to explore your options?
Ask your contractor about Improvifi financing during your project estimate. The approval process is quick and designed to match you with the best payment plan for your needs.

Service Finance Company, LLC offers flexible financing solutions for your home improvement projects, including roofing, insulation, and gutters. As a nationally licensed sales finance company and an approved FHA Title I Lender, we provide more than 50 financing options—such as promotional plans (no interest, deferred interest) and standard installment loans with extended terms—to make these upgrades affordable with low monthly payments.

We finance over 500 different home improvement products and services, with strong support for:

• Roofing & Insulation (full replacements, repairs, energy-efficient upgrades)
• Gutters (installation, repairs, seamless systems, and related drainage)
• And many related exterior improvements that protect and enhance your home.

These options help qualified borrowers enjoy favorable interest rates, no upfront costs on many plans, and terms that can often be offset by energy savings from better insulation or efficient roofing materials. Applications are quick and simple, with fast approvals and funding—often within days.

For homeowners working with Alabama Roof Detectives, LLC, this means you can protect your home today without delaying essential work. Reach out to our sales rep during your free inspection—they'll guide you through the easy process and show you the plans tailored to your project and budget.

Apply with us today for your next home project! Schedule your free roof inspection by calling (205) 826-4915 or visiting alroofdetectives.com. Our team will handle the financing application on-site, so you can get started sooner.

Manage your account or make payments at myloan.svcfin.com, or call (866) 393-0033 for support.

Rates, terms, eligibility, and promotions vary by credit, project details, location, and current offerings—your team will provide the most accurate info based on your situation.

Don't wait—apply with us today and make your roofing, insulation, or gutter project a reality with easy, affordable payments!